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Purchasing a Property -

Sargeants Casey can help you with your conveyancing in purchasing.
Vacant land, new or established Residential Housing, Units or Flats, 'Off the Plan' properties,-
(Units, Townhouses or Houses) or Commercial Freehold Shops, Factories or Offices.
We ensure your purchase transaction runs smoothly and with as little stress as possible.

The Contract
The first step in purchasing a property is signing a Contract of Sale. We recommend that before you
sign the Contract, a copy including the Section 32 be forwarded to us by you or your Estate Agent
for review. We do not charge a fee to review your Contract, and it is in your best interests that the
Contract be reviewed before you sign any documents.
Once you have signed the Contract, the conveyancing process begins.  We will review the Contract and Section 32 Statement for you (if not already perused prior to you signing) and will ensure our conveyancing system has all relevant dates noted including dates of when special conditions are due to be satisfied.  This includes the date that your finance is due to be approved (if applicable).
Finance Approval
Buyers are sometimes mislead by lenders in believing that they have been given formal approval for their loan application where in actual fact they have only been given pre-approval.  Lenders can change their policies overnight and therefore being given pre-approval does not necessarily mean you will automatically receive formal approval.  This is where your finance approval date is paramount.  We will liaise with you and your broker/banker to ensure this condition is satisfied by the due date or endeavour to seek an extension on the date for you. Should your contract be subject to any other conditions, i.e building inspection or pest inspection etc, please advise our office as soon as the conditions have been completed and/or satisfied.
Title Search
When your contract becomes unconditional, we will obtain a search of the Title including obtaining any necessary encumbrance certificates in relation to your transaction.
Settlement
Should you be obtaining finance to complete the transaction, we will liaise with your financier to arrange the funding for the settlement and provide all necessary paperwork and documentation to them as requested.
In some cases, purchasers will be required to contribute some monies (or all if it is a cash purchase) to the final settlement.  If this is the case in your transaction, we will advise you of the cheque payee and amounts in due course.  This will usually take place approximately 2-5 days prior to settlement.  Please ensure you have this money available to you at this time as you will be required to draw bank cheques for settlement.  If you are required to sell shares, close term deposits etc; please ensure you allow yourself enough time to have the money cleared to complete this transaction at settlement.

 
 
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Useful informative links
Consumer Affairs Victoria
 
State Revenue Office
Building Commission
Department of Sustainability and Environment